Banks Gopalganj, Bihar
Gopalganj, a district in Bihar, India, boasts a robust banking infrastructure that caters to the diverse financial needs of its residents. The district hosts a mix of nationalized, private, and regional rural banks, each contributing to the area’s economic development. This article provides an in-depth overview of the prominent banks operating in Gopalganj, their services, and their impact on the local community.
| Sr. No. | Bank Name | Location (Gopalganj) | Website |
|---|---|---|---|
| 1 | Allahabad Bank (Now Indiabank) | Banjari Road, Near Vaibhaw Hotel, Post Office Chowk | https://www.indianbank.in/ |
| 2 | Axis Bank | Anirudh Complex, Main Road, Near Thana Chowk | https://www.axisbank.com/ |
| 3 | Bank of Baroda | Hajiyapur Road, Near Town Thana | https://www.bankofbaroda.co.in/ |
| 4 | Bank of India | Jangaliya More, Gopalganj | https://www.bankofindia.co.in/ |
| 5 | Canara Bank | District Board Chowk, Gopalganj | https://canarabank.com/ |
| 6 | Central Bank of India | Yadavpur Road, Gopalganj | https://www.centralbank.net.in/ |
| 7 | Indian Overseas Bank | Yadavpur Road Chuna Gali Near Canara Bank | https://www.iob.in/ |
| 8 | Oriental Bank of Commerce (Now Punjab National Bank) | Banjari Road, Adhiwakta Nagar, Gopalganj | https://www.pnbindia.in/ |
| 9 | Kotak Mahindra Bank | Durga Complex, Police Line, Gopalganj | https://www.kotak.com |
| 10 | Punjab National Bank | Ward No. 15, Chandragokhul Road, | https://www.pnbindia.in/ |
| 11 | State Bank of India (SBI) | Moniya Chowk Thana Road, Gopalganj | https://onlinesbi.sbi/ |
| 12 | Syndicate Bank (Now Canara Bank) | District Board Chowk, Gopalganj | https://canarabank.com/ |
| 13 | HDFC Bank | Yadavpur Road & Near Gopalganj Bus Stand | https://www.hdfcbank.com/ |
| 14 | Bandhan Bank | Near SBI Chowk, Shyam Super Complex |
Regional Rural Banks
Regional Rural Banks (RRBs) play a crucial role in catering to the rural populace of Gopalganj:
Uttar Bihar Gramin Bank: As one of the largest RRBs in India, Uttar Bihar Gramin Bank operates extensively in Gopalganj. Sponsored by the Central Bank of India, it serves multiple districts, including Gopalganj, focusing on agricultural finance, microfinance, and rural development. Their initiatives have significantly contributed to financial inclusion in the region.
Banking Services and Financial Inclusion
The banks in Gopalganj offer a comprehensive suite of services:
Personal Banking: Savings and current accounts, fixed deposits, recurring deposits, and personal loans.
Corporate Banking: Business loans, cash management services, trade finance, and merchant banking.
Agricultural Finance: Crop loans, equipment financing, and schemes tailored for farmers.
Digital Banking: Internet banking, mobile banking apps, and digital wallets for seamless transactions.
Conclusion
Financial inclusion is a priority, with banks implementing schemes to bring unbanked populations into the formal banking system. Initiatives like zero-balance accounts, direct benefit transfers, and financial literacy programs are actively promoted.